WE Plan

Are You Prepared?

June 29, 2018

Dear clients and friends,

Nine months ago, my family and I were preparing for a big event. For a long time, all was quiet, normal, predictable. But things were about to change in a major way. Would we be ready? My wife, Raquel, and I charted a course - would it be the right one?

At this point you may think I am referring to the transition we made from Ameriprise to Raymond James in September 2017. That’s not it. I’m referring to the event that caused many in South Florida to chart a course North. I’m referring to Hurricane Irma!

I bring this up now because hurricane season is upon us. I imagine that the stress we endured last summer is still fresh in our minds. Many of you are still dealing with your insurance company, roofer, etc. to get things back to normal. I’m bringing this up because now is the time to prepare. Here is a list of important to do’s.

Keep a list of contact information for reference.

  • Emergency Management Offices
  • County Law Enforcement
  • County Public Safety Fire/Rescue
  • State, County and City/Town Government
  • Local Hospitals
  • Local Utilities
  • Local American Red Cross
  • Local TV Stations
  • Local Radio Stations
  • Your Property Insurance Agent

A basic emergency supply kit could include the following recommended items:

  • Water - one gallon of water per person per day for at least three days, for drinking and sanitation
  • Food - at least a three-day supply of non-perishable food
  • Battery-powered or hand crank radio and a NOAA Weather Radio with tone alert
  • Flashlight
  • First aid kit
  • Extra batteries
  • Whistle to signal for help
  • Dust mask to help filter contaminated air and plastic sheeting and duct tape to shelter-in-place
  • Moist towelettes, garbage bags and plastic ties for personal sanitation
  • Wrench or pliers to turn off utilities
  • Manual can opener for food
  • Local maps
  • Cell phone with chargers and a backup battery

Additional Emergency Supplies

Consider adding the following items to your emergency supply kit based on your individual needs:

  • Prescription Medications
  • Non-prescription medications such as pain relievers, anti-diarrhea medication, antacids or laxatives
  • Glasses and contact lens solution
  • Infant formula, bottles, diapers, wipes, diaper rash cream
  • Pet food and extra water for your pet
  • Cash
  • Important family documents such as copies of insurance policies, identification and bank account records saved electronically or in a waterproof, portable container
  • Sleeping bag or warm blanket for each person
  • Complete change of clothing appropriate for your climate and sturdy shoes
  • Household chlorine bleach and medicine dropper to disinfect water
  • Fire extinguisher
  • Matches in a waterproof container
  • Feminine supplies and personal hygiene items
  • Mess kits, paper cups, plates, paper towels and plastic utensils
  • Paper and pencil
  • Books, games, puzzles or other activities for children

Your WealthEngage team will be happy to review your current homeowner’s insurance to make sure that you understand the coverages you have elected and to make recommendations if we feel you should update your policy. We want to help you be better prepared for the hurricane season and for all unforeseen events. Please let us know how we can help!

P.S. Even if you don’t live in an area that gets affected by hurricanes, it may still be a good idea to review your homeowner’s policy. We are happy to help!

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